Spot the Risk

Official terms

NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE YOUR ODDS OF WINNING. VOID WHERE PROHIBITED.

  1. PRIZE DRAW PERIOD: 'Spot the Risk' also known as prize draw ("Prize Draw) begins 12:00 am Greenwich Mean Time ("GMT") on March 12, 2013 and ends 11:59 pm GMT on March 12, 2014 ("Prize Draw Period).

  2. HOW TO ENTER: During the Prize Draw Period, visit http://www.spottherisk.com (the "Prize Draw Website"), follow the online instructions to play the 'Spot the Risk' game. Once the game is completed, you will receive a score and will need to provide all required registration information of name, company, email address, country, agree to the Official Rules and click on the submit button to earn one entry into the Prize Draw ("Entry). Use of computer programs and other automatic means to enter Prize Draw is prohibited. Normal Internet access and phone/usage charges imposed by your online/phone service may apply and shall be the entrants' sole responsibility, if applicable. The computer clock of Sponsor's webmaster is the official timekeeping device of the Prize Draw. Limit one Entry per person, per day.

  3. ELIGIBILITY: Prize Draw is open only to legal residents of U.S., Canada (excluding Quebec), Australia, Austria, China, Denmark, Finland, Germany, Ireland, Japan, New Zealand, South Africa, Switzerland, Taiwan, the Netherlands and UK, who are employees of companies that currently use the services of International SOS or intend to use such services and are the age of majority in their state/province/country of residence at date of Entry. Employees of International SOS ("Sponsor), its subsidiaries, affiliates, suppliers and its promotion agencies, as well as the immediate family and household members of each such employee, are not eligible. The Prize Draw is subject to all applicable federal, state, provincial, territorial, municipal and local laws and regulations. This Prize Draw is void where prohibited or restricted by law.

  4. RANDOM DRAWINGS: There will be 4 quarterly winners selected (one winner in each quarter) in random quarterly drawings from a pool of the top 10% scores (based on correct answers and speed of completing the game) received from quarter during the Prize Draw Period as described in detail below.

    For purposes of this Prize Draw, the 4 quarterly periods shall be as follows: For the first quarter, this period begins Saturday 12 March, 2013 12:00:00 am GMT and ends Friday 14 June, 2013 11:59:59 GMT. For the second quarter, this period begins Saturday 10 June, 2013 12:00:00 GMT and ends Friday 13 September, 2013 11:59:59 GMT. For the third quarter, this period begins Saturday 14 September, 2013 12:00:00 GMT and ends Friday, 13 December, 2013 11:59:59 GMT. For the fourth and final quarter, this period begins Saturday, 14 December 2013 12:00:00 GMT December and ends Wednesday, 12 March, 2014 11:59:59 GMT.

    Eligible Entries received will be entered into the quarterly random drawing for the quarter the Entry was received as well as any subsequent quarterly drawings, if any. Random drawings will be conducted by Sponsor whose decisions are final on all matters relating to this Prize Draw. Odds of winning will depend upon the number of eligible Entries received during each quarter. All prizes will be awarded and winners will be notified by phone and/or email.

  5. PRIZES AND ACTUAL RETAIL VALUE ("ARV): Quarterly Prize Winners will each receive a 200 USD Sponsor-specified gift card from Target, Amazon.com, Coles Group & Myer or a chosen substitution of equal or greater value, as determined by Sponsor in its sole discretion (ARV: 200 USD each). Prizes are nontransferable. Limit one (1) prize per person during the Prize Draw Period. Quarterly winners will be sent an electronic voucher for the prize at their email address provided during registration.

  6. GENERAL RULES: If a winner is a Canadian resident, he/she must answer an unaided, time-limited arithmetic skill-testing question as a condition to receiving a prize. Applicable taxes or surcharges related to the prize are the sole and exclusive responsibility of winner. Winner agrees to comply with all terms and conditions relating to the prizes and understand that the merchant offering the prizes may impose terms and conditions for which Sponsor is not responsible for. Return of any prize as undeliverable will result in disqualification and alternate winner selected. Sponsor shall have no liability for any prize delivery that is lost, intercepted or not received by for any reason. Winning is contingent on fulfiling all requirements set forth in these Official Rules. If the policies of the winner's employer prohibits the acceptance of prize, monetary value of prize will be donated to the charity of the winner's choice. Acceptance of prizes constitutes permission to use winners' names, likenesses, photographs, voices, opinions and/or hometown and states/provinces/countries for promotional purposes in any media, worldwide, without further payment or consideration except where prohibited by law. Sponsor, its parent, subsidiaries, affiliates and its vendors assume no responsibility or liability whatsoever for, and will be held harmless by entrant for any liability for bodily injury, loss or damages of any kind to persons, including death, due in whole or in part, directly or indirectly from acceptance, possession, use or misuse of a prize. Any fees, duties, or tariffs required to accept delivery of any prize is the sole responsibility of winner. All Entries become the sole property of Sponsor and none will be returned. In the event of a dispute, Entries will be deemed made by the authorised account holder of the e-mail address submitted at the time of Entry. The "authorised account holder" is deemed the natural person who is assigned to an e-mail address by an Internet access provider, service provider or other online organisation that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. Each potential winner may be requested to provide Sponsor with proof that he/she is the authorised account holder of the e-mail address associated with the winning Entry. If for any reason the Prize Draw is not capable of running as planned, including due to infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failure, human error or any other causes beyond the control of Sponsor that corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Prize Draw, Sponsor reserves the right in its sole discretion, to disqualify any individual who tampers with the Entry process, and to cancel, terminate, modify or suspend the Prize Draw and award prizes from among all eligible Entries received prior to cancellation or termination. Sponsor and its agencies are not responsible for incomplete, illegible, misdirected, damaged, lost or late Entries, or for technical, hardware or software malfunctions, telephone failures of any kind, lost or unavailable network connections, or failed, incorrect, inaccurate, incomplete, garbled or delayed electronic communications whether caused by the sender or by any of the equipment or programming associated with or utilised in this Prize Draw which may limit the ability to participate or by any human error which may occur in the processing of the Entries in this Prize Draw. Sponsor and its agencies are not responsible for any typographical error in the printing of these Official Rules, administration of the Prize Draw or in the announcement of the Prize Draw prizes. Sponsor and its agencies are not responsible for damages to user's system occasioned by participating in the Prize Draw or downloading any information to participate in the Prize Draw. CAUTION: ANY ATTEMPT BY AN ENTRANT TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PRIZE DRAW MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. By entering into this Prize Draw, each entrant accepts and agrees to be bound by these Official Rules and judges' decisions. Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor's failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. The Sponsor and its agencies will have no liability or responsibility for any claim arising in connection with participation in the Prize Draw or the awarding of prizes.

    SOME STATES/COUNTRIES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU IN WHOLE OR IN PART.

    FOR RESIDENTS OF AUSTRIA, DENMARK, FINLAND, FRANCE, GERMANY AND SWITZERLAND: THE LIABILITY RELEASE DOES NOT APPLY TO CLAIMS AGAINST SPONSOR, ITS REPRESENTATIVES AND ITS VICARIOUS AGENTS FOR DAMAGES BECAUSE OF PERSONAL INJURY OR DEATH AND TO CLAIMS FOR DAMAGES IN CASE OF INTENT OR GROSS NEGLIGENCE BY SPONSOR, ITS REPRESENTATIVES OR VICARIOUS AGENTS.

    FOR RESIDENTS OF FRANCE ONLY: UPON WRITTEN REQUEST, SPONSOR WILL REFUND TO YOU THE EXPENSE OF YOUR INTERNET CONNECTION INCURRED TO ENTER THE PRIZE DRAW. THE AMOUNT REFUNDED TO YOU WILL BE €0.50, REGARDLESS OF THE ACTUAL EXPENSE INCURRED BY YOU. TO REQUEST A REFUND, PLEASE SEND YOUR REQUEST AND ANY NECESSARY JUSTIFICATION, TO: " 'Spot the Risk' Prize Draw, International SOS, Chiswick Park, Building 4, 566 Chiswick High Road, London W4 5YA, United Kingdom. ENTRANTS MAY BE REQUIRED TO PROVIDE PROOF THAT EXPENSES WERE INCURRED TO ENTER THE PRIZE DRAW. THE POSTAGE USED IN THIS REQUEST MAY ALSO BE REFUNDED UPON WRITTEN REQUEST TO THE SAME ADDRESS. REQUESTS MUST BE RECEIVED BY MARCH 28, 2014.

    FOR RESIDENTS OF AUSTRALIA: TO THE EXTENT PERMITTED BY LAW, THE SPONSOR, ITS EMPLOYEES AND AGENTS SHALL NOT BE LIABLE FOR ANY CLAIMS, LOSSES, DAMAGES, INJURIES, COSTS AND EXPENSES SUFFERED, SUSTAINED OR INCURRED (INCLUDING BUT NOT LIMITED TO INDIRECT OR CONSEQUENTIAL DAMAGES) AS A RESULT OF, ARISING OUT OF, OR IN ANY WAY CONNECTED WITH THIS PRIZE DRAW AND/OR ITS PRIZES.

    FOR RESIDENTS OF THE UNITED KINGDOM: THIS RELEASE DOES NOT APPLY TO CLAIMS FOR PERSONAL INJURY OR DEATH CAUSED BY THE NEGLIGENCE OF SPONSOR.

  7. GOVERNING LAW: The Prize Draw and the rights and obligations of the entrants will be governed and controlled by the laws of the state of TBD and any disputes shall be referred to the exclusive jurisdiction of the TBD.

  8. WINNERS LIST: The Winners' names will be available at http://www.spottherisk.com for a period of at least 30 days after March 28, 2014.

  9. PRIVACY: Personal information of entrants will be used to conduct the prize drawings and to enable the prizes to be sent out. In addition, personal information will be collected by Sponsor for the sole purpose of facilitating the drawing and, if you are a winner to enable the prize to be sent to you. You agree to the processing of personal information about you for the purposes and in the manner set out above (including the disclosures of such information or transfer of it to jurisdictions, which may not provide the same legal protection as in your country of residence). Pursuant to EU law pertaining to data collection and processing, as an EU resident, you have a right of access to, modification and withdrawal of your personal data. You also have the right of opposition to the data collection, under certain circumstances. To exercise such right, you may write to: "'Spot the Risk' Prize Draw, c/o International SOS, Chiswick Park, Building 4, 566 Chiswick High Road, London W4 5YA, United Kingdom. The data controller and the data recipient is Sponsor.

  10. SPONSOR: The Sponsor of the Prize Draw is International SOS, International SOS, Chiswick Park, Building 4, 566 Chiswick High Road, London W4 5YA, United Kingdom.

    Remarks: Relevant licences

    Hong Kong: Trade Promotion Competition Licence No.: 39963